Tell us what cover you require

When would you like your cover to start?

Please choose a date within the next 30 days ×

What type of Home Insurance do you require?

Buildings Only Contents Only Buildings & Contents

Please select a voluntary excess in addition to the standard policy excess. A higher value here makes your insurance cheaper, a lower value means you pay less towards a claim

How would you like to receive your policy documentation?

Online Portal By Post

A mobile telephone number is required for access to the online portal. Please provide your number below

Privacy

We will use your information to assess your application for insurance and the terms on which we may offer you cover. We exchange information with other insurers and reinsurers in order to manage your policy. The information you provide may also be shared with fraud prevention agencies to check your details.

Please tick to confirm that you agree to the above declaration

We will always send you a quote for renewal in good time before your policy is due to expire. For your protection, your policy will automatically renew after 12 months. You can change this preference at any time through your customer account or by contacting us.

Please tick here if you would like to opt out of Auto-Renewal

Please be aware your policy will lapse and cover will cease after 12 months if you have opted-out of auto-renewal and don't specifically request renewal in advance of the policy expiring. We may not be able to guarantee the same quoted renewal price or terms of cover once your policy has lapsed.

Our assumptions

This insurance depends on the following assumptions being correct. Please read them carefully, if any of them are incorrect it could impact your eligibility for cover and therefore impact the insurer's ability to pay your claim.

You or any person usually living with you:

have not been convicted of or charged with but not yet tried for any criminal offence. (Driving offences only need to be disclosed if a prison sentence has been served. Convictions regarded as spent by virtue of the Rehabilitation of Offenders Act 1974 do not need to be disclosed)

are not awaiting discharge from bankruptcy

have not got more than one unsatisfied CCJ (County Court Judgement)

have not had an insurance policy refused, declared invalid or void, or cancelled (unless cancellation was purely due to non-payment)

The home you want to insure:

is not a weekend/holiday or second home

is not lived in by anyone other than you and your family and only for private and residential purposes

is not left unoccupied for more than 60 days in a row

to the best of your knowledge has been free from subsidence, heave or landslip

is in a good state of repair and free from damage or defect of any kind

is not currently undergoing any building work (when we refer to building work we mean structural changes to your home, we do not mean cosmetic changes such as painting and decorating)

is self contained with its own lockable entrance

The home you want to insure, any outbuildings and the land on which they stand:

are not used for any trade, business, or employment whether by you or any other person, other than clerical work undertaken by you and/or your family

Are all the above assumptions correct?

Yes No

Your Quote Summary

Your premium breakdown:

Promotion Code

There are no fees or charges for paying monthly by Direct Debit
This quote is valid for days
Please make a note of your Quote Reference Number shown above as you will need this to retrieve your quote

Your Personal Quotation - Getting your document ready

You can change any of your selections or any of the information you have provided by going back through the application form above.

Payment Details

How would you like to pay for your cover?

Single PaymentMonthly Payments

1 × Initial Payment of £

11 × Monthly Payments of £

You will need to make your initial payment of £ by credit or debit card.

We will then collect the remaining payments by Direct Debit each month from the account details you provide below.

Set up Your Direct Debit

Please enter your bank account details below:

Account Name

Account Number

Sort Code

Based on the cover start date provided, payments will be collected on or after the of the month. If this is not suitable, please choose your preferred payment day.

Preferred Payment Day

These are the details that you have entered to set up the Direct Debit Instruction:

Bank Name
Account Name
Bank Account Number
Bank Sort Code

Your Direct Debit payment schedule is as follows:

The company which will appear on your bank statement against the direct debit will be Cavere Limited.

Should any of this information be incorrect, please click the Make Changes button below.

Direct Debit Instruction - Getting your document ready

The Direct Debit Guarantee

This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits If there are any changes to the amount, date or frequency of your Direct Debit Cavere Limited will notify you ten working days in advance of your account being debited or as otherwise agreed. If you request Cavere Limited to collect a payment, confirmation of the amount and date will be given to you at the time of the request. If an error is made in the payment of your Direct Debit, by Cavere Limited or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society – If you receive a refund you are not entitled to, you must pay it back when Cavere Limited asks you to. You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify us.

The details of your Direct Debit Instruction will be confirmed to you within three working days or no later than ten working days before your first collection.

Automatic Renewal

We will securely store your Direct Debit details so that we may automatically renew your policy for subsequent years. We will ensure a renewal invite is sent at least 21 days before your renewal date and before taking any payment. It is not possible to offer automatic renewal in all circumstances. Your renewal invite will advise if your policy will be automatically renewed or if you need to call us. Please call if your circumstances change or you do not wish to renew.

Let's get started

Tell us about yourself

Tell us about your property

Tell us what cover you require

Personal Belongings

Optional Extra Cover

Privacy

Our assumptions

Your Quote Summary

Payment Details