Privacy

We will use your information to assess your application for insurance and the terms on which we may offer you cover. We exchange information with other insurers and reinsurers in order to manage your policy. The information you provide may also be shared with fraud prevention agencies to check your details.

You also confirm that you have read, and agreed to, our terms of business, a link to which can be found in the footer below.

Please tick to confirm that you agree to the above declaration

Your household policy will automatically renew at the end of its term. This means that, unless you tell us that you don’t want your policy to auto-renew, it will automatically renew and continue to provide cover as long as you pay the renewal premium. You have the right to cancel the auto-renewal feature at any time by telling us via phone, email, post, or online via our website. If you do cancel auto-renewal, this means that you will need to confirm to us specifically that you want your policy to renew, otherwise it will lapse and the cover will cease.

Please tick here if you would like to opt out of Auto-Renewal

Our assumptions

This insurance depends on the following assumptions being correct. Please read them carefully, if any of them are incorrect it could impact your eligibility for cover and therefore impact the insurer's ability to pay your claim.

You and your family
Your family includes your husband wife or partner, children (including foster children), relatives, your domestic employees and all who normally live with you

has not had insurance cancelled, declined or declared void
have not been convicted of any criminal offence (other than motoring offences). We only need to know about unspent convictions. A spent conviction is one which, under the terms of Rehabilitation of Offences Act 1974, can be effectively ignored after a specified amount of time. The amount of time for rehabilitation depends on the sentence imposed, not on the offence. The more serious the conviction, the longer the period of rehabilitation

The home you want to insure is

not used for any trade, professional or business purposes other than clerical work undertaken by your family
not a weekend/holiday or second home
not lived in by anyone other than you and your family
not left unoccupied for more than 60 days in a row
not showing any sign of subsidence or ever had any damage caused to it by subsidence, landslip or heave
in a good state of repair and will be maintained in this state
not currently undergoing any construction, extension or renovation works

The home you want to insure or the land belonging to it:

have not been flooded in the last five years

Are all the above assumptions correct?

Yes No

Your Quote Summary

Your premium breakdown:

There are no fees or charges for paying monthly by Direct Debit.
This quote is valid for days
Please make a note of your Quote Reference Number shown above as you will need this to retrieve your quote

Your Personal Quotation - Getting your document ready

You can change any of your selections or any of the information you have provided by going back through the application form above.

Payment Details

How would you like to pay for your cover?

Single PaymentMonthly Payments

1 × Initial Payment of £

11 × Monthly Payments of £

You will need to make your initial payment of £ by credit or debit card.

We will then collect the remaining payments by Direct Debit each month from the account details you provide below.

Set up Your Direct Debit

Please enter your bank account details below:

Account Name

Account Number

Sort Code

Based on the cover start date provided, payments will be collected on or after the of the month. If this is not suitable, please choose your preferred payment day.

Preferred Payment Day

These are the details that you have entered to set up the Direct Debit Instruction:

Bank Name
Account Name
Bank Account Number
Bank Sort Code

Your Direct Debit payment schedule is as follows:

The company which will appear on your bank statement against the direct debit will be Cavere Limited.

Should any of this information be incorrect, please click the Make Changes button below.

Direct Debit Instruction - Getting your document ready

The Direct Debit Guarantee

This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits If there are any changes to the amount, date or frequency of your Direct Debit Cavere Limited will notify you 10 working days in advance of your account being debited or as otherwise agreed. If you request Cavere Limited to collect a payment, confirmation of the amount and date will be given to you at the time of the request. If an error is made in the payment of your Direct Debit, by Cavere Limited or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society – If you receive a refund you are not entitled to, you must pay it back when Cavere Limited asks you to. You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify us.

The details of your Direct Debit Instruction will be confirmed to you within 3 working days or no later than 10 working days before your first collection.

Automatic Renewal

We will securely store your Direct Debit details so that we may automatically renew your policy for subsequent years. We will ensure a renewal invite is sent at least 21 days before your renewal date and before taking any payment. It is not possible to offer automatic renewal in all circumstances. Your renewal invite will advise if your policy will be automatically renewed or if you need to call us. Please call if your circumstances change or you do not wish to renew.

Let's get started

Tell us about yourself

Tell us about your property

Tell us what cover you require

Personal Belongings

Optional Extra Cover

Privacy

Our assumptions

Your Quote Summary

Payment Details